lend applications for the Fall/Winter Terms are normally available in early June from your home state ’ s web site. We suggest completing loanword applications by June 30 ( for Fall/Winter loans ) or mid-november ( for Winter Term only ). If you apply by and by than this, the process at your provincial lend office may not be complete in prison term to meet the University ’ s tip deadlines. If you don ’ thyroxine lend oneself until July or August, your loanword money will most probable be late, so be prepared to possibly pay late fees on your tutelage and possibly find an surrogate means to pay for lease, groceries, etc., if your loan is besides covering life expenses .
Don ’ t expect until after you register for classes to apply for a loan ! Your loanword application is based on your proposed class burden ; actual course load international relations and security network ’ thyroxine required until the last stages of the application process .
paper applications take significantly longer and unless required by your particular program, they are not recommended. As well, on-line applications allow you to apply from anywhere in the earth. special retainer or deadline extensions will not be granted if you applied deep because you were out of town.
Register for both terms
To qualify for a politics lend, you must be a full-time student with at least 9 credit hours in each term, for a sum of 18 credit hours ( minimum ). If you only register for the accrue terminus, but your loanword application is for fall and winter, you will not receive your loanword until your actual path load matches your loan application. There is a common misconception that since the winter terminus is so far into the future, students can wait until belated to add January courses. You should have your schedule from September to April complete when you register for classes in June/July.
Your provincial lend position may request signatures, supporting documents or early information mid-way through the lend work. For Manitoba students, this is in the Notice of Assistance you receive in the mail. If you do not provide these documents the whole serve stops and your application will not proceed any further and no money will be issued. As well, be sure to note when supporting documents are required. Forms from employers aren ’ t normally required until after the Fall Term starts. Don ’ thymine delay sending in other documents if your employer forms aren ’ metric ton ready .
Keep copies of your paperwork
It makes problems easier to solve if we can refer directly to the original paperwork and know where you are in the procedure .
Ask for help!
Most important of all, don ’ thymine hesitate to call the UM Financial Aid and Awards office or your provincial loan office to ask for serve ! A ten-minute call call in the summer can save weeks of waiting in the fall, arsenic well as saving you money in extra expenses ( late fees, credit rating card matter to, borrowing from family, etc. ) if your lend is delayed. flush if you have previous scholar loan experience or have friends who “ know all about scholar loans, ” get advice from the experts and get it early !