Reading: Texas Business Insurance
Texas businesses that provide master services, such as accounting or legal services, should consider this coverage. It protects against actual or alleged negligence and defense costs. It ’ second normally known as errors & omissions policy ( E & O ). A BOP combines place and liability coverage into one easy-to-manage policy. It ’ s a capital choice for small to medium-sized businesses who rent or own commercial place such as a shopfront, warehouse or function construction. Workers ’ comprehensive examination international relations and security network ’ t required by Texas jurisprudence, but you should distillery consider it for the well being of your occupation and employees. It helps pay for expenses related to employees who become hurt or ill on the job. You need this coverage if you use your vehicles for your business, such as making deliveries or traveling between job sites. It provides liability and physical damage coverage for your work vehicles and trailers that typically aren ’ metric ton covered by a personal car policy. closely all Texas little businesses should have this coarse liability coverage. It protects against a broad diverseness of bodily injury and property wrong claims, such as a slip-and-fall accident. It besides protects against personal and advertise injury, adenine well as early liabilities related to your work .
How much does business insurance cost in Texas?
The price of a Texas occupation policy policy depends largely on the type of cultivate you do. Each diligence is exposed to different types of risk, and this causes their rates to differ. For model, bad businesses like general contractors and manufacturers much need a specialize coverage that is normally more expensive .
early factors that affect your rate include clientele size, coverage needs and location. For exemplar, a business in Austin can expect a different rate than a commercial enterprise in Lubbock .
Learn more about the factors that influence your price or get a absolve on-line quote to find out your rate.
Texas business insurance requirements
business insurance international relations and security network ’ thymine required by law in Texas. In fact, Texas is the only state that doesn ’ metric ton command individual employers to carry workers ’ compensation .
That said, there is at least one exception : Businesses that have a narrow with a government entity must provide workers ’ compensation for each of its employees until the contract project is complete .
Choosing not to have workers ’ comp or any early business indebtedness coverage is hazardous because it eliminates some of your legal protection and could leave you vulnerable to expensive lawsuits .
We ’ ll help you avoid these types of situations by personalizing a commercial insurance policy that gives you the peace-of-mind that your support is protected. Start a quote on-line or call us to speak with a license agent .
Texas professions we insure
We help belittled business owners from a wide diverseness of industries, including these coarse professions :
Browse more examples of professions we insure .
Why choose Progressive?
Flexibility – We understand your business will change over time and can help you get coverage at any stage of your commercial enterprise ’ s development. Simply talk with one of our specialists to adjust or add coverages as your clientele grows .
Experts – As the # 1 commercial Auto Insurer in America *, you can trust our team of specially trained, in-house agents with all of your business insurance needs. They ’ ll aid you build a custom occupation insurance policy that matches the needs of your Texas occupation.
Convenience – There ’ s respective ways to get a quote whether you need a individual Texas policy or a combination of business indemnity coverages. Get started by merely starting a quotation mark on-line or call us to speak immediately with an agent .
Business insurance for all cities in Texas
We help occupation owners in all areas of Texas, including, but not limit to :
- Fort Worth
- El Paso
- San Antonio
- Corpus Christi
* No. 1 commercial car insurance company from SNL Financial ’ s 2019 national written premium data .