The Cheapest Car Insurance Quotes for Most Drivers (May 2022)
MoneyGeek ’ south study found that the cheapest, widely available car insurance company is State Farm based on the latest rates in May 2022. Its average annual premium is $ 1,081. however, if you ‘re an eligible stream or former military member, USAA is even cheaper, with an average annual premium of $ 943. These numbers are for the cheapest fully coverage policies, which offer robust policy security, but if you ‘re looking for the cheapest policy possible you could shop for the cheapest state minimum indemnity policy.
State Farm Average Annual Rate : $ 1,081 ( Updated May 2022 ) express farm charged drivers an average annual agio of $ 1,081 per class for a entire coverage policy. These rates are before discounts, meaning that drivers could save even more on their monthly beak by taking advantage of the more than 10 discounts offered by State Farm. For example, State Farm offers about all common major discounts, such as savings for bundling insurance policies, insuring multiple cars, safe drive and anti-theft and airbag systems. And the company besides offers some less common discounts, such as those for taking a defensive drive course or owning a new vehicle. MoneyGeek ‘s data shows how valuable it is to shop around and find cheap car insurance quotes. Our sample distribution driver paid more about 5f1 % more for a policy with Travelers than he did with State Farm for identical coverage.
The Cheapest Car Insurance Companies for Most Drivers, Ranked
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- company annual Rate
- 1 .State Farm $ 1,081
- 2 .GEICO $ 1,116
- 3 .Allstate $ 1,191
- 4 .Nationwide $ 1,245
- 5 .Progressive $ 1,366
- 6 .Farmers $ 1,492
- 7 .Travelers $ 1,628
WHY TRUST MONEYGEEK ? To help you figure out whether or not to switch car insurance, MoneyGeek analyzed dozens of insurance companies across hundreds of cities to see which companies offer the lowest premiums. And we update the rates each calendar month so you can get a feel for the cheapest options right now. While they may not offer the cheapest car insurance rates for everyone, they will offer the best deal for many drivers. Read more about MoneyGeek ‘s methodology.
Cheapest Car Insurance Companies by State
nationally, the car indemnity companies with the most cheap rates on average are USAA and GEICO. But companies that are brassy on average for the nation as a whole might not be bum in your state. Excluding USAA, which is lone available for military families, the cheapest companies in most states are :
- GEICO (cheapest in 23 states)
- State Farm (cheapest in seven states)
- Erie (cheapest in four states)
A enormously significant divisor car indemnity companies consider when calculating your rates is where you live. insurance is regulated by states, sol unlike states can have very different price levels. Companies besides price differently by where you live within a state, as different cities and towns may have higher or lower risks for cable car accidents and larceny. Use the table below to explore the cheapest companies for a full coverage policy, excluding USAA, in your state. But drivers who are eligible for USAA and who are looking for savings should always get a quotation with the insurance company ; it systematically has some of the most low-cost rates in the country.
The Cheapest Car Insurance Company in Each State
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The Cheapest Car Insurance Companies for Minimum Coverage
The absolute cheap policy you can buy is one that lone meets the minimum cable car policy coverage required by your state. After analyzing sample distribution quotes across the area, MoneyGeek found that GEICO offers the cheapest rates on average at $ 513 per year. Rates for minimal coverage can differ drastically between states because some want drivers to buy much higher levels of auspices than others. If you want extra liability protection but do n’t want to purchase comprehensive and collision policy, you should shop for bum liability-only indemnity with coverage levels higher than the state of matter minimum. MoneyGeek Top PickGEICO Average Annual Rate : $ 513 GEICO is besides the cheapest company for a minimal coverage policy, with an average rate of $ 513 per class. If you ‘re looking for even more ways to save, you can take advantage of some of the company ‘s elective discounts. For model, the ship’s company offers money off your bounty for taking defensive drive or driver ‘s department of education courses. If you ‘re a extremity of an alumni or professional organization that partners with GEICO, you could be eligible for even more savings. state grow and Progressive are besides relatively low-cost options for drivers looking to get bare minimal cable car policy. The difference between the most expensive policy ( Farmers ) and the cheapest ( GEICO ) is approximately $ 360, indicating that drivers can still save hundreds of dollars per year by shopping about, even for policies with limited protection.
Cheapest Car Insurance Companies for Minimum Coverage
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- company premium
- 1 .GEICO $ 513
- 2 .State Farm $ 660
- 3 .Progressive $ 724
- 4 .Nationwide $ 729
- 5 .Allstate $ 735
- 6 .Travelers $ 781
- 7 .Farmers $ 876
The Cheapest Car Insurance Companies for Minimum Coverage – By State
MoneyGeek found that for minimum coverage GEICO is not only the cheapest option at a national horizontal surface, but besides the cheapest car policy in most states. In 26 of the 50 states and Washington D.C., GEICO had the most low-cost quotes. State Farm came in a distant second as it was the cheapest option in seven states. The cost of a minimum coverage policy — even from the cheapest companies — differs greatly by state. For example, the cheapest party in any state is Vermont Mutual in Vermont, which offers a policy for an median of $ 206 per year. The cheapest company in Michigan is GEICO, but it costs over five times a much : $ 1,092 per year on average. By scrolling to your state you can find the cheapest options where you live for a minimum coverage policy, which could be deoxyadenosine monophosphate low as a couple of hundred dollars per year.
The Best Cheap Car Insurance Companies
not everyone looking for the cheapest car policy companies wants to sacrifice serve timbre. And car insurance companies offer different rates and service experiences in every submit, meaning that a quality cheap insurance company in our department of state could be an expensive and poorly-run insurance company in another. MoneyGeek scored car insurers in every state of matter based on a blend of affordability, customer gratification and claims know, finding that GEICO is most likely to offer the best car insurance company on a budget. It ‘s a capital choice for those looking to balance affordability and quality. GEICO was MoneyGeek ‘s top pick in 29 states, followed by State Farm, which won seven states. Click on your state to learn more about why and how MoneyGeek picked that winner.
The Best Affordable Car Insurance Companies
Cheapest Car Insurance for Drivers With Violations
Drivers with moving violations or accidents on their drive phonograph record may discover they have higher car insurance rates than drivers with clean drive records. Car indemnity companies see these drivers as a higher risk to insure, and your rates will reflect that risk. Although all companies will raise your rates, some will raise them less than others. Drivers who have had a more serious trespass, such as a DUI, may need to buy a SR-22 insurance policy.
Most Affordable for Drivers With a Ticket
When comparing drivers with tickets or accidents to the modal driver with a clean drive record, drivers with a ticket can expect to pay 22.4 % more on average, while drivers with an accident could see increases of 36.3 % on average. MoneyGeek again found that GEICO offers the cheapest rates on average. At $ 1,407 per year, it charges $ 360 more than it does for drivers with a uninfected criminal record.
GEICO Average Annual Rate : $ 1,407 GEICO has the cheapest rates for drivers with a ticket on their commemorate. Car policy typically costs more with a ticket or accident on your record ; drivers with GEICO can expect to pay an average of 34 % more if they have a accelerate ticket. You may be able to save extra money on your bounty by taking defensive drive or drivers education courses. These discounts can help bring your premiums down to a more low-cost price, specially if you have a ticket on your record. USAA is besides a very low-cost choice for those who are eligible. And State Farm offers comparable rates to GEICO for those who have a ticket on their record. Read More :
- The cheapest car Insurance companies after a ticket
The Cheapest Car Insurance Companies for Drivers With a Ticket, Ranked
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- company Amount
per year
- 1 .USAA $ 1,015
- 2 .GEICO $ 1,407
- 3 .State Farm $ 1,503
- 4 .Nationwide $ 1,561
- 5 .Allstate $ 1,652
- 6 .Progressive $ 1,964
- 7 .Farmers $ 2,058
- 8 .MetLife $ 2,084
- 9 .Travelers $ 2,167
Most Affordable Insurance for Drivers With a Ticket – By State
Over 10 different insurers offer the brassy car policy after a accelerate ticket in a given submit. MoneyGeek found that GEICO ( cheapest in 19 states ) and State Farm ( 16 ) offered the cheapest rates if you have a ticket. Click on your state to dig into MoneyGeek ‘s analysis of the cheapest car insurance rates after a ticket where you live.
Cheapest Car Insurance Companies for a Ticket – By State
Most Affordable for Drivers With an Accident
Compared to the average driver, drivers with an accident on their record can expect to pay an average of $ 813 more than those without an accident on their read. MoneyGeek found that State Farm is the cheapest widely available insurance company at $ 1,583 per class. If you have an at-fault accident, it ‘s a estimable set to start when shopping for bum insurance. One way to keep rates low in the consequence of an accident is by purchasing accident forgiveness coverage with your cable car policy. This choice can help you avoid a rate increase in the consequence of an accident when you are at fault. State farm does n’t offer his coverage, but companies such as Allstate, Nationwide and GEICO do.
State Farm Average Annual Rate : $ 1, ,538 State Farm offers low-cost car indemnity policies. At $ 1,583, State Farm ’ s annual premium is 28 % lower than the average cost to insure a driver with an accident on their record. The company besides offers a assortment of discounts to help you save even more. For exemplify, State Farm offers one of the best home and car bundling discounts on the commercialize, with modal savings of 25 %. You can besides get discounts if you insure multiple cars, own a raw vehicle or install alarms and early approved anti-theft devices. Although GEICO is n’t the cheapest option for a driver with an accident on their record, it still offers some of the most low-cost rates available. And USAA remains the cheapest option if you ‘ve been in an at-fault accident and have a military background. Read More :
- The cheapest car insurance companies after an accident
The Cheapest Car Insurance Companies for Drivers With an Accident
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- company Amount
per year
- 1 .USAA $ 1,337
- 2 .State Farm $ 1,583
- 3 .GEICO $ 1,660
- 4 .Nationwide $ 1,950
- 5 .Allstate $ 2,034
- 6 .Farmers $ 2,364
- 7 .Travelers $ 2,373
- 8 .Progressive $ 2,452
- 9 .MetLife $ 3,114
Most Affordable for Drivers With an Accident – By State
The penalties for an at-fault accident in a given state are even more severe than those for a driver. MoneyGeek found that State Farm is the cheapest choice in average in 20 states if you ‘ve caused an accident. several other insurers such as GEICO, American Family and Erie could besides be low-cost options, depending on where you live. If you ‘ve caused an accident, pawl on your state to find out about the cheapest rates on average for those with a alike drive record.
Cheapest Companies for Drivers With an Accident – By State
Most Affordable for Drivers With a DUI
If you have a DUI on your record, MoneyGeek found that Progressive is the cheapest option. average across the country, it charged our sample driver $ 2,132 per year, which is hundreds of dollars cheaper than most providers. If you are found guilty of a DUI and want to save money on your policy, you should get quotes with multiple insurers. A DUI can increase your rates by hundreds or even thousands of dollars per year, and a company that raises your premium you less than its competitors could save you a batch of money. MoneyGeek Top PickProgressive Average Annual Rate : $ 2,132 On average, MoneyGeek found that Progressive offers the most low-cost rates for drivers with a DUI. Though the ship’s company does n’t offer some of the most coarse discounts on the market, like savings for anti-theft systems or defensive force courses, it still has enough of opportunities to save. For model, if you pay your policy in full on-line and choose for paperless and automatic rifle placard, you can receive money off your annual agio. Progressive besides provides discounts for bundling home and car insurance or owning a home, meaning that homeowners have extra opportunities to save. MoneyGeek ‘s analysis of rates gathered across the state found that for drivers with a DUI, Progressive was about $ 100 cheaper than State Farm and about $ 300 cheaper than Farmers. Some insurers, such as Allstate, GEICO and Travelers, charged a sample driver an extra $ 1,300 to $ 1,600 per year after they committed a DUI. Read More :
- The cheapest car insurance companies after a DUI
Cheapest Car Insurance Companies with a DUI
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- company annual Rate
- 1 .Progressive $ 2,132
- 2 .State Farm $ 2,222
- 3 .Farmers $ 2,416
- 4 .Nationwide $ 2,582
- 5 .Allstate $ 2,669
- 6 .GEICO $ 2,680
- 7 .Travelers $ 3,163
Most Affordable for Drivers With a DUI – By State
A DUI is one of the most dangerous common drive violations, and drivers who have one on their read should compare multiple insurers in their submit to ensure they ‘re getting the best pace. State Farm is the absolved winer for affordability among the 50 states and Washington D.C. as it ranked bum in 29 states. American Family Insurance, a regional insurance company, was runner-up. Click on your state of matter for a deep look at which insurers are low-cost after a DUI rape.
Cheapest Company for a DUI – By State
Cheapest Car Insurance for Drivers With Bad Credit
One of the personalized factors car insurance companies consider when determining your car indemnity rates is your credit score. In general, those with higher credit scores file fewer claims than those with lower credit rating scores. In MoneyGeek ’ s study, the average agio for drivers with poor credit is $ 2,670, while the average premium for average drivers with good credit is $ 1,424. Drivers can placid find bum policy with poor credit by shopping round, with USAA and GEICO among the cheapest on average.
GEICO Average Annual Rate : $ 1,681 per year For most drivers, GEICO is the cheapest car insurance company if you have bad credit. The modal annual premium of $ 1,681 is about $ 1,000 less than the average annual premium for this class. USAA is besides an low-cost option, but it is only available to military families. According to the National Association of Insurance Commissioners ( NAIC ), car policy companies may offer higher rates to drivers with lower accredit scores to compensate for the raise gamble that you ‘ll make more claims. Read More :
- The cheapest car insurance companies with poor credit
The Cheapest Car Insurance Companies for Drivers With Poor Credit
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- company Amount
per year
- 1 .USAA $ 1,460
- 2 .GEICO $ 1,681
- 3 .Nationwide $ 1,781
- 4 .Allstate $ 2,254
- 5 .Travelers $ 2,490
- 6 .State Farm $ 2,527
- 7 .Progressive $ 2,475
- 8 .Farmers $ 3,281
- 9 .MetLife $ 4,248
California, Massachusetts and Hawaii forbid car indemnity companies from using credit scores to evaluate drivers, so drivers in these states will not have to worry about how their score affects their policy rates.
Cheapest Car Insurance for Drivers With Bad Credit – By State
Excluding the states that do n’t use credit seduce as a price factor, finding the cheapest insurance company for poor credit in your state can be a great means to get savings on your monthly poster. MoneyGeek found that GEICO ( 25 states ) and Nationwide ( eight states ) most systematically offered low-cost rates for drivers with a below-average credit rating history. Navigate to your state of matter to see which is the most low-cost choice on average and to see other cheap options where you live.
The Cheapest Companies for Bad Credit – By State
Cheapest for Drivers by Age
The age of a driver has a major effect on their indemnity rates. A adolescent driver might pay thousands of dollars more per class than a middle-aged driver. And when you reach your senior years, car insurance companies start raising rates again. MoneyGeek analyzed quotes in both these age groups to find the cheapest car policy companies for young and old. cheap CAR INSURANCE FOR YOUNG DRIVERS AND SENIORS
- Cheapest Car Insurance for Young Drivers: Allstate
- Cheapest Car Insurance for Seniors: State Farm
Cheapest Car Insurance for Young Drivers
Because they are inexperienced, student drivers are often seen as bad, which is reflected in higher car insurance rates for adolescent drivers. To keep these rates low, students should be added to an existing family policy preferably than having a separate policy of their own. The average annual agio for policies with young drivers added is $ 3,332 compared to $ 1,424 for the average driver. MoneyGeek found that Allstate and State Farm offer the cheapest rates when you ‘re adding a youthful driver driver to your policy.
Allstate Allstate is the cheapest car indemnity for students, with an average annual premium of $ 2,980 when added to a syndicate policy. Allstate offers its policyholders teenSMART, a drive skills training program that helps reduce collision risk. additionally, parents of students besides have several ways to save when they buy an Allstate policy. A full-time student who gets good grades qualifies for a rebate. They may besides be eligible for a distant scholar rebate if they attend a school more than 100 miles away from where the car is garaged. You should shop around to find the best rates for a family policy with a scholar as rates vary from car indemnity company to caller. For example, Nationwide charged our sample distribution driver about $ 700 more to add a young driver to a policy than Allstate did. Read More :
- The cheapest car insurance companies for teens
- Average car insurance rates by age and gender
The Cheapest Car Insurance Companies for Young Drivers
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- party Amount
per year
- 1 .Allstate $ 2,980
- 2 .State Farm $ 3,083
- 3 .GEICO $ 3,164
- 4 .Progressive $ 3,171
- 5 .Nationwide $ 3,629
Cheapest Car Insurance for Young Drivers – By State
MoneyGeek labor into the cost of car indemnity for adolescent drivers and found that GEICO or Allstate were the cheapest options in most states in the nation. But insurance rates vary greatly by driver age, and there are many states in which State Farm or Progressive are the most low-cost on average. These rates are for a sample 18-year-old. Navigate to your express to learn more about the cheapest car indemnity companies for young drivers of different ages.
Cheapest Car Insurance for 18-Year-Olds – By State
The Cheapest Car Insurance Companies for Seniors
Seniors tend to pay slightly more for car insurance than middle-aged drivers. MoneyGeek found that the bum cable car policy company for seniors at a national flush is State Farm. Its average rate of $ 1,145 for a full coverage policy was the most low-cost option for our sample driver. MoneyGeek Top PickState Farm Average Annual Rate : $ 1,145 department of state farm does n’t offer any discounts tailored specifically for seniors, but it does offer the lowest base rates for those looking to save. Seniors who have a safe driving record and equip their cars with airbags and anti-theft systems can besides save on their policy. country Farm annual rates are slightly more fair than GEICO and much more low-cost than third-place Nationwide. Seniors should compare multiple quotes online or with an agent to ensure they ‘re getting the best rate. Read More :
- The cheapest car insurance companies for seniors
Cheapest Car Insurance for Seniors
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- party annual Rate
- 1 .State Farm $ 1,145
- 2 .GEICO $ 1,151
- 3 .Nationwide $ 1,345
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- 4 .Allstate $ 1,377
- 5 .Progressive $ 1,547
- 6 .Farmers $ 1,655
- 7 .Travelers $ 1,658
The Cheapest Car Insurance Companies for Seniors – By State
There are 16 different insurance companies offering the cheapest car insurance for seniors in any given state, meaning it ‘s specially significant that seniors look into which company is cheapest for them locally. MoneyGeek found that GEICO and State Farm are the cheapest options in 16 and 14 states respectively, so most senior drivers looking to save should look into one of these two providers. If you ‘re a elder looking for low-cost car insurance, browse to your states to find the cheapest options.
Cheapest Car Insurance for Seniors – By State
Cheapest Car Insurance for Military Members
many car indemnity companies offer especial rates to stream and put out military members, but alone one offers policies explicitly geared to their needs : USAA. Across all driver types where quotes were available — safe drivers, drivers with tickets an accidents, drivers with poor recognition — MoneyGeek found that USAA has the most low-cost rates on modal. If you ‘re looking for an option to USAA that still provides cheap insurance for military members, GEICO much has good rates arsenic well, thanks to its 15 % military discount. To make certain you get the best rates, get personalized quotes from at least three car indemnity companies.
USAA USAA has the cheapest average car indemnity rates for active voice military members and veterans. Policyholders can take advantage of vehicle storage and military initiation discounts to receive even more savings.
How to Get the Cheapest Car Insurance Quotes for You
Finding the cheapest car insurance can be simple when you compare the top cable car policy companies and request personal quotes for your needs. every car indemnity company looks at several individualized factors for each driver. furthermore, they evaluate these factors differently from company to company, which means rates will vary from company to company equally well. Car indemnity companies besides offer a kind of discounts — some the same, some not — that will further affect rates .
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guarantee you are getting the best pace for your car indemnity. Compare quotes from the top indemnity companies. widget-location-pin
Shop Around to Get Multiple Quotes
Before purchasing any car policy policy, you should get personalized quotes from at least three cable car policy companies. Make sure you provide the like information to each party and ask for the quotes on the like day to ensure a fair comparison. car indemnity rates frequently fluctuate, then requesting quotes on the lapp day with the like information gives you the best mental picture of what ’ s available to you as the cheapest car insurance quotes.
Improve Your Driving Record
Drivers with accelerate tickets or cable car accidents on their drive record are seen as a higher hazard to cable car indemnity companies, resulting in higher rates. therefore, maintain good drive habits to keep your drive record clean. To help you with this, many car insurance companies now offer monitoring programs to track and provide feedback on your driving habits. As your driving habits improve, you could see extra savings on your cable car indemnity rates.
Improve Your Credit
Although your credit sexual conquest may not reflect your driving skills, car indemnity companies still use credit scores to evaluate risk when compiling car indemnity quotes. therefore, by maintaining commodity credit and a gamey credit score, you can help keep your car policy rates down. Review your credit report regularly to ensure it is accurate and doesn ’ thymine check incorrect or false information that could bring your credit rating grudge down.
Drive a Less Expensive Vehicle
Another factor cable car insurance companies consider when deciding rates is the type of vehicle you drive. This includes a review of the vehicle ’ s safety record, how much it would cost to repair and its repute for larceny. For case, driving a vehicle with a senior high school guard rat that is not routinely stolen will equate to lower car policy rates, while a sports car that is highly desired by thieves will result in higher car insurance quotes. MONEYGEEK EXPERT TIP Teens are typically more expensive to insure than adult drivers, but adding your adolescent to a family policy could mean boastfully savings. adolescent who are added to a family policy could save more than $ 1,800 on average per year compared to teens with their own policy.
Find Savings for Younger Drivers
As modern drivers on the road, adolescent drivers inherently come with a higher risk than more experience drivers. That higher risk is reflected in more expensive car policy rates. To keep rates down, parents should add adolescent drivers to their existing family policy. In addition, shop around for good scholar discounts for teens with specific grade-point averages equally well as college student discounts attending school a minimal distance away from home.
Raise Your Deductible
As a general commit throughout the indemnity industry, it ’ south common for those paying a higher deductible to receive a lower premium. however, this is lone a adept move if you have the funds to pay a higher deductible should you have to file a claim. differently, you may find yourself in a baffling spot following an accident. If you choose to go with the lower agio and higher deductible, consider putting some savings in a particular account to draw upon if you have to file a claim.
Combine Home and Auto Policies
One of the most common discounts offered by car insurance companies is bunch coverage combining indemnity on two or more items in concert under one policy. Often, this means bundling homeowners indemnity with car insurance. Some companies besides offer multi-policy discounts if you insure two or more vehicles—motorcycle, RV, boat, etc.—on the same policy. Shop around to find the best rates and discounts to ensure you get the cheapest car insurance.
Choose Lower Coverage Levels or Liability Only
In some instances, lowering your car indemnity coverage or choosing merely liability coverage can result in more low-cost car insurance. For model, if you have an older car with a depreciate value, carrying fully coverage may not provide much benefit. If your car ’ s respect is less than 10 times your annual premium for collision and comprehensive examination coverage, indebtedness only is the better choice. however, keep in mind that if your car is leased or financed, the lender likely requires wide coverage car indemnity.
FAQs About Finding the Cheapest Car Insurance
Finding the cheapest cable car insurance for you can be complicated. here are some of the most coarse questions consuemrs have on how to save .
There is not single bum cable car policy company. MoneyGeek found that State Farm is the cheapest option as of May 2022, but the cheapest for you may depend on where you live, your driving history, age and multiple other factors. MoneyGeek analyzed them all to help you find the best match .
Wherever you live, the best choice to find brassy car indemnity is to shop around. MoneyGeek found that GEICO is the cheapest option in most states, but that 27 other states had different companies rank as the cheapest, including regional and local anesthetic insurers. And those rankings are based on our sample distribution drivers ; you wo n’t know the cheapest for you until you get multiple quotes.
Expert Advice: Steps to Find Cheap Auto Insurance
- Can low-cost cable car policy beggarly drivers are sacrificing quality ?
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David Marlett Managing Director of Brantley Risk and Insurance Center, IIANC Distinguished Professor of Insurance at Appalachian State University
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Robert Hartwig clinical Associate Professor, Finance Department and Director, Center for Risk and Uncertainty Management ; Darla Moore School of Business ; University of South Carolina
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Jeffrey H. Harris Gary Cohn Goldman Sachs Chair in Finance at American University
Richard McGrath Professor of Economics at Georgia Southern
Kai Ding adjunct Professor Department of Economics at California State University – East Bay
Dr. Amanda J. Phalin elder Lecturer, Warrington College of Business at the University of Florida
Lealand Morin Assistant Professor of Economics at the University of Central Florida
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David Brownstone Emeritus Professor of Economics at the University of California, Irvine
Michael Tsiros Patrick J. Cesarano Professor and Chair of Marketing at the University of Miami
Deanne Butchey Teaching Professor, Department of Finance at the College of Business, Florida International University
Mark Ratchford Professor of Practice – Freeman School of Business at Tulane University
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Dr. Jukka Laitamaki clinical Professor at New York University School of Professional Studies
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Steven Haynes director of Risk Management and Insurance, Assistant Professor of Practice at University of Texas at Dallas
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Dr. Samar Issa Assistant Professor of Economics and Finance at Saint Peter ‘s University
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Kelly Manley, Ph.D. Associate Professor of Economics at the University of North Georgia
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Gregg Dimkoff, Ph.D., CFP, CLU finance Professor at Grand Valley State University, Consultant, and Financial Planner
Justin Yoshizawa Mercury Insurance Director of Product Management
Joseph R. Stasio Associate Professor, market at Merrimack College
Inho Suk Ph.D., Associate Professor, School of Management at the University at Buffalo
Brandon Gregg Market President and Financial Advisor at BBK Wealth Management
Wendy Moyers, CFP®, CDFA® Wealth Advisor and Relationship Manager at Chevy Chase Trust
Preeti Shah, CPA, CFP® fiscal Planner
hadrian Rodriguez Analyst/Certified Financial Planner™ at Access Wealth
Austen Harrison, CFP fiscal Advisor at Summit Financial Strategies
Evan Henderson Financial Advisor, CFP® at Northright Financial Paul Morton, CFP® Co-Founder of M Advisor
Matthew Jenkins, CFA, CFP founder at Noble Hill Planning LLC
Ross Allen, CFP®, EA, ATFA fiscal Planning associate at Pathfinder Wealth Consulting
Jamie Ebersole, CFA, CFP founder and CEO at Ebersole Financial LLC
W. Bret Hensley, CFP® Barboursville, WV And Ironton, OH Certified fiscal Planner at Creative Financial Solutions, LLC ( CFS )
Walter R. Worley IV, CFP®, AIF® fiscal Planner at Keating Financial Services
Adam Burch Advisor and Certified Financial Planner™ Professional at Briaud Financial Advisors
Taylor Dennis CFP® senior Wealth Design Specialist and VP at ALTIUS Financial
Nathan Sebesta Financial Adviser and Owner at Access Wealth Strategies, LLC ,
Tom Poltersdorf Jr. founder at Beyond Your Exit Wealth Management
Jonathan Kiehl, CFP® Owner and Founder at Evenkiehl
Benjamin Cummings, PhD, CFP® assistant Professor and Faculty Director of the Master of Financial Planning and Analytics ( MFPA ) at Utah Valley University
Navarrus Hale fiscal Advisor at Thrivent
Garrett G. Smith fiscal Advisor at Ascend Investment Partners
Danny Kellogg LPL Financial Advisor at Prosperion Financial Advisors
Paul Savini, Jr., CFP® Partner at Barrister
Allan Phillips collapse and Adviser at Tree Street Advisory
Jessica Howe, CFP ( R ), CDFA Financial Advisor, President at Silver Oak Advisory Group
Todd Brundage President and Founder of Pacific Capital Works
Blaine Thiederman founder and Principal Advisor at Progressive Wealth Management
Ann Garcia Partner and Financial Advisor at Independent Progressive Advisors
Matthew M. Stranix, CFP® Partner, Financial Planner at Precision Wealth Partners
Cristina Guglielmetti Independent Fiduciary Financial Planner
Nick Pretnar postdoctoral Scholar at The University of California, Santa Barbara
Andrew Rosen CFP®, CEP® President of Diversified LLC
Methodology
All quotes were determined by selecting an median driver profile for policy companies throughout the country in hundreds of cities and every country. All companies listed here are available in a minimal of 29 states unless otherwise noted. When MoneyGeek refers to a broad coverage policy, it means a policy with :
- $100,000 in bodily injury liability coverage per person
- $300,000 in bodily injury liability coverage per accident
- $100,000 in property damage liability coverage per accident
- Comprehensive and collision coverage with a $1,000 deductible
Learn more about MoneyGeek ‘s methodology.
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About the writer Karon Warren is a freelancer writer specializing in personal finance, business and insurance.