Cheap Car Insurance in Kentucky – 2022 – NerdWallet

car indemnity is an significant leverage, but finding cheap car indemnity in Kentucky international relations and security network ’ t constantly easy. That ’ randomness why it ’ sulfur significant to compare rates from multiple insurers. The average cost of full coverage car insurance in Kentucky is $ 2,488 per year, or about $ 207 per calendar month, according to NerdWallet ’ randomness psychoanalysis. minimum coverage in Kentucky is $ 911 per year on average, but we found you can likely get a cheaper policy. For exercise, Kentucky Farm Bureau offers the cheapest rates in Kentucky at $ 402 per year, on average, for minimum coverage car policy for a 35-year-old driver with a clean drive record. Why you can trust NerdWallet : Our writers and editors follow hard-and-fast column guidelines to ensure comeliness and accuracy in our compose and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the state where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change entirely one variable at a time, so you can easily see how each factor affects pricing.

with Insure.com

See what you could save on car insurance

easily compare personalized rates to see how much switch over car insurance could save you.

ZIP Code

GET MY RATES Get started on Insure.com

Cheapest car indemnity caller overall in Kentucky
grange $ 143/month not yet rated .
Cheapest for minimal coverage
Kentucky Farm Bureau $ 33/month not even rated .
Cheapest for young drivers
Geico $ 240/month

4.5 NerdWallet ‘s ratings are determined by our column team. The scoring formulas take into account multiple datum points for each fiscal intersection and service . NerdWallet rate

Cheapest for drivers with poor credit
grange $ 143/month not so far rated .

Live in Louisville ? Check out NerdWallet ‘s guide to cheap car policy in Louisville.

How we chose the cheapest companies in Kentucky

NerdWallet ’ s editorial team analyzed car policy rates from 15 car insurers in Kentucky and found the five cheapest options for drivers in several age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimum requirements in Kentucky. For entire coverage, we used the below coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily injury liability per accident .
  • $ 50,000 property damage indebtedness per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive examination coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a batch of quotes to find the best brassy cable car policy. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better insurance rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Kentucky for 20-year-olds

Drivers in Kentucky with clean drive records may want to consider the follow companies, which had the lowest average rates :

  1. Geico : $ 2,885 per class, or about $ 240 per calendar month .
  2. grange : $ 3,066 per class, or about $ 256 per calendar month .
  3. state grow : $ 3,295 per year, or about $ 275 per month .
  4. countrywide : $ 4,108 per year, or about $ 342 per calendar month .
  5. shelter : $ 4,235 per class, or about $ 353 per calendar month .

Cheapest minimum coverage car insurance in Kentucky for 20-year-olds

Drivers in Kentucky who want just the submit minimal coverage may want to check with these companies, which had the lowest average rates :

  1. Geico : $ 924 per year, or about $ 77 per calendar month .
  2. state farm : $ 1,081 per class, or about $ 90 per month .
  3. Kentucky Farm Bureau : $ 1,104 per class, or about $ 92 per calendar month .
  4. Electric indemnity : $ 1,121 per year, or about $ 93 per month .
  5. grange : $ 1,430 per year, or about $ 119 per calendar month .

Cheapest auto insurance in Kentucky for 20-year-olds with poor credit

Drivers with poor accredit in Kentucky should look at the following insurers with the lowest average rates for minimum coverage :

  1. Geico : $ 1,177 per year, or about $ 98 per calendar month .
  2. grange : $ 1,849 per year, or about $ 154 per calendar month .
  3. country grow : $ 2,348 per year, or about $ 196 per month .
  4. progressive : $ 3,159 per year, or about $ 263 per calendar month .
  5. embrace : $ 3,244 per year, or about $ 270 per calendar month .

Cheapest auto insurance in Kentucky for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Kentucky, here are the companies with the lowest average rates for minimum coverage :

  1. Geico : $ 1,165 per year, or about $ 97 per calendar month .
  2. Electric policy : $ 1,180 per year, or about $ 98 per month .
  3. Kentucky Farm Bureau : $ 1,339 per year, or about $ 112 per calendar month .
  4. state farm : $ 1,385 per year, or about $ 115 per calendar month .
  5. grange : $ 1,803 per year, or about $ 150 per calendar month .

Cheapest auto insurance in Kentucky for 20-year-old drivers after a DUI

The cheapest car policy we found after a DUI is shown here, alongside the insurers ‘ average rates for minimal coverage .

  1. Geico : $ 1,349 per year, or about $ 112 per calendar month .
  2. state farm : $ 1,675 per year, or about $ 140 per month .
  3. progressive : $ 2,088 per class, or about $ 174 per calendar month .
  4. grange : $ 2,248 per year, or about $ 187 per month .
  5. Electric policy : $ 2,421 per year, or about $ 202 per calendar month .

See what you could save on car insurance

easily compare personalized rates to see how much interchange car policy could save you.

ZIP Code

GET MY RATES Get started on Insure.com

Cheapest for 30-year-old drivers

By the clock they reach their 30s, most drivers will enjoy cheaper car indemnity rates than in their teens and 20s. still, factors like a person ’ randomness drive record and car name and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car indemnity discounts.

Cheapest full coverage car insurance in Kentucky for 30-year-olds

Drivers in Kentucky with clean drive records may get the lowest rates from these companies :

  1. grange : $ 1,723 per class, or about $ 144 per calendar month .
  2. Geico : $ 1,746 per year, or about $ 146 per month .
  3. express farm : $ 1,782 per class, or about $ 148 per month .
  4. Kentucky Farm Bureau : $ 1,790 per year, or about $ 149 per calendar month .
  5. countrywide : $ 2,056 per class, or about $ 171 per calendar month .

Cheapest minimum coverage car insurance in Kentucky for 30-year-olds

Drivers in Kentucky who want their submit ‘s minimum coverage can check with the following companies, which had the lowest average rates :

  1. Kentucky Farm Bureau : $ 402 per class, or about $ 34 per month .
  2. Geico : $ 497 per year, or about $ 41 per calendar month .
  3. state grow : $ 503 per year, or about $ 42 per calendar month .
  4. Electric insurance : $ 589 per class, or about $ 49 per month .
  5. Encova : $ 722 per class, or about $ 60 per month .

Cheapest auto insurance in Kentucky for 30-year-olds with poor credit

Drivers with inadequate credit in Kentucky should consider the following companies with the lowest average rates for full coverage :

  1. grange : $ 2,103 per year, or about $ 175 per calendar month .
  2. Geico : $ 2,258 per year, or about $ 188 per month .
  3. nationally : $ 3,084 per year, or about $ 257 per calendar month .
  4. express grow : $ 3,473 per year, or about $ 289 per month .
  5. state car : $ 3,627 per year, or about $ 302 per month .

Cheapest auto insurance in Kentucky for 30-year-old drivers with one at-fault crash

For drivers in Kentucky with a late accident, here are the lowest average rate options for wax coverage :

  1. state grow : $ 2,113 per year, or about $ 176 per calendar month .
  2. grange : $ 2,232 per class, or about $ 186 per calendar month .
  3. Geico : $ 2,350 per year, or about $ 196 per calendar month .
  4. Kentucky Farm Bureau : $ 2,389 per year, or about $ 199 per calendar month .
  5. Electric insurance : $ 2,705 per year, or about $ 225 per month .

Cheapest auto insurance in Kentucky for 30-year-old drivers after a DUI

For the cheapest car indemnity after a DUI, we found the be options for full moon coverage .

  1. state grow : $ 2,416 per year, or about $ 201 per calendar month .
  2. grange : $ 2,593 per year, or about $ 216 per calendar month .
  3. Geico : $ 2,817 per year, or about $ 235 per calendar month .
  4. progressive : $ 2,893 per year, or about $ 241 per month .
  5. countrywide : $ 3,601 per year, or about $ 300 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better indemnity rates than their younger counterparts on average, but distillery pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best direction to find lower rates. thoroughly drivers who don ’ metric ton get behind the wheel frequently might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Kentucky for 40-year-olds

Drivers in Kentucky with clean drive records may want to think about the follow companies, which had the lowest average rates :

  1. grange : $ 1,717 per class, or about $ 143 per calendar month .
  2. Geico : $ 1,718 per year, or about $ 143 per calendar month.
  3. Kentucky Farm Bureau : $ 1,742 per class, or about $ 145 per month .
  4. state grow : $ 1,745 per year, or about $ 145 per month .
  5. state car : $ 1,972 per class, or about $ 164 per month .

Cheapest minimum coverage car insurance in Kentucky for 40-year-olds

Drivers in Kentucky who want just the minimal coverage may want to check prices from these companies, which had the lowest average rates :

  1. Kentucky Farm Bureau : $ 389 per year, or about $ 32 per calendar month .
  2. Geico : $ 494 per year, or about $ 41 per month .
  3. Electric insurance : $ 497 per year, or about $ 41 per month .
  4. state of matter farm : $ 505 per year, or about $ 42 per calendar month .
  5. Encova : $ 722 per year, or about $ 60 per month .

Cheapest auto insurance in Kentucky for 40-year-olds with poor credit

Drivers with poor credit in Kentucky can check out the following insurers with the lowest average rates for fully coverage :

  1. grange : $ 2,095 per class, or about $ 175 per month .
  2. Geico : $ 2,184 per year, or about $ 182 per month .
  3. nationally : $ 3,022 per year, or about $ 252 per month .
  4. state farm : $ 3,392 per class, or about $ 283 per month .
  5. state car : $ 3,426 per year, or about $ 286 per calendar month .

Cheapest auto insurance in Kentucky for 40-year-old drivers with one at-fault crash

For drivers with a holocene accident living in Kentucky, here are the companies with the lowest average rates for fully coverage :

  1. state farm : $ 2,070 per year, or about $ 172 per calendar month .
  2. grange : $ 2,298 per year, or about $ 192 per calendar month .
  3. Geico : $ 2,311 per year, or about $ 193 per month .
  4. Kentucky Farm Bureau : $ 2,322 per year, or about $ 194 per calendar month .
  5. Electric indemnity : $ 2,359 per year, or about $ 197 per calendar month .

Cheapest auto insurance in Kentucky for 40-year-old drivers after a DUI

The cheapest full coverage car policy we found for drivers with a DUI came from the following companies .

  1. country grow : $ 2,368 per year, or about $ 197 per calendar month .
  2. grange : $ 2,585 per year, or about $ 215 per month .
  3. progressive : $ 2,661 per year, or about $ 222 per month .
  4. Geico : $ 2,770 per year, or about $ 231 per month .
  5. countrywide : $ 3,554 per class, or about $ 296 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car indemnity rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive feel. Rates can still vary depending on other factors such as a driver ’ south gender and location, so it ’ randomness ache to shop around to find the best rate. Our tilt of cheap car insurance companies is a good place to start.

Cheapest full coverage car insurance in Kentucky for 50-year-olds

Drivers in Kentucky with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

  1. Kentucky Farm Bureau : $ 1,455 per year, or about $ 121 per month .
  2. grange : $ 1,623 per class, or about $ 135 per calendar month .
  3. Geico : $ 1,702 per year, or about $ 142 per month .
  4. state grow : $ 1,705 per year, or about $ 142 per month .
  5. shelter : $ 1,717 per year, or about $ 143 per month .

Cheapest minimum coverage car insurance in Kentucky for 50-year-olds

Drivers in Kentucky who opt for the state of matter minimum coverage may want to consider the follow companies, with the lowest average rates :

  1. Kentucky Farm Bureau : $ 329 per year, or about $ 27 per calendar month .
  2. Electric insurance : $ 465 per year, or about $ 39 per calendar month .
  3. Geico : $ 500 per year, or about $ 42 per month .
  4. state grow : $ 501 per year, or about $ 42 per month .
  5. Encova : $ 605 per class, or about $ 50 per month .

Cheapest auto insurance in Kentucky for 50-year-olds with poor credit

Drivers with inadequate credit in Kentucky can check with the following companies, which showed the lowest modal rates for wax coverage :

  1. grange : $ 1,973 per class, or about $ 164 per calendar month .
  2. Geico : $ 2,364 per class, or about $ 197 per month .
  3. countrywide : $ 2,861 per class, or about $ 238 per month .
  4. department of state car : $ 3,048 per year, or about $ 254 per calendar month .
  5. state grow : $ 3,305 per class, or about $ 275 per calendar month .

Cheapest auto insurance in Kentucky for 50-year-old drivers with one at-fault crash

For drivers living in Kentucky with a holocene accident, here are the insurers with the lowest modal fully coverage rates :

  1. Kentucky Farm Bureau : $ 1,927 per year, or about $ 161 per month .
  2. state farm : $ 2,025 per class, or about $ 169 per month .
  3. Electric indemnity : $ 2,102 per year, or about $ 175 per month .
  4. grange : $ 2,239 per year, or about $ 187 per calendar month .
  5. Geico : $ 2,423 per year, or about $ 202 per month .

Cheapest auto insurance in Kentucky for 50-year-old drivers after a DUI

The cheapest car indemnity we found for drivers with a holocene DUI comes from the following companies, listed with rates for full coverage .

  1. state farm : $ 2,319 per class, or about $ 193 per calendar month .
  2. grange : $ 2,433 per year, or about $ 203 per month .
  3. liberal : $ 2,484 per year, or about $ 207 per month .
  4. Geico : $ 2,781 per year, or about $ 232 per calendar month .
  5. Kentucky Farm Bureau : $ 3,320 per year, or about $ 277 per month .

See what you could save on car insurance

well compare personalized rates to see how much throw car insurance could save you.

ZIP Code

GET MY RATES Get started on Insure.com

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other old age groups on average, prices will start increasing as they get older. To find cheap car indemnity for seniors, drivers in their 60s should make surely to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Kentucky for 60-year-olds

Drivers in Kentucky with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

  1. Kentucky Farm Bureau : $ 1,455 per year, or about $ 121 per calendar month .
  2. grange : $ 1,538 per year, or about $ 128 per month .
  3. state grow : $ 1,617 per year, or about $ 135 per month .
  4. state car : $ 1,623 per year, or about $ 135 per calendar month .
  5. Geico : $ 1,702 per year, or about $ 142 per calendar month .

Cheapest minimum coverage car insurance in Kentucky for 60-year-olds

Drivers in Kentucky who want precisely the submit minimal coverage may want to check with these insurers, which had the lowest average rates :

  1. Kentucky Farm Bureau : $ 329 per year, or about $ 27 per calendar month .
  2. Electric insurance : $ 444 per year, or about $ 37 per month .
  3. state farm : $ 474 per year, or about $ 40 per month .
  4. Geico : $ 500 per year, or about $ 42 per month .
  5. Encova : $ 625 per class, or about $ 52 per calendar month .

Cheapest auto insurance in Kentucky for 60-year-olds with poor credit

Drivers with poor credit in Kentucky can look at the following companies with the lowest average rates for full coverage :

  1. grange : $ 1,862 per year, or about $ 155 per month .
  2. Geico : $ 2,366 per year, or about $ 197 per calendar month .
  3. countrywide : $ 2,666 per year, or about $ 222 per calendar month .
  4. state car : $ 2,793 per year, or about $ 233 per month .
  5. submit farm : $ 3,114 per year, or about $ 260 per calendar month .

Cheapest auto insurance in Kentucky for 60-year-old drivers with one at-fault crash

For drivers with a recent accident exist in Kentucky, here are the companies with the lowest average rates for full coverage :

  1. express grow : $ 1,920 per year, or about $ 160 per calendar month .
  2. Kentucky Farm Bureau : $ 1,927 per year, or about $ 161 per calendar month .
  3. Electric insurance : $ 2,012 per year, or about $ 168 per month .
  4. grange : $ 2,146 per class, or about $ 179 per month .
  5. Geico : $ 2,428 per year, or about $ 202 per calendar month .

Cheapest auto insurance in Kentucky for 60-year-old drivers after a DUI

The cheapest car policy we found after a DUI came from the following companies, shown with their average rates for wide coverage .

  1. department of state farm : $ 2,198 per year, or about $ 183 per month .
  2. grange : $ 2,286 per year, or about $ 190 per month .
  3. progressive : $ 2,391 per class, or about $ 199 per month .
  4. Geico : $ 2,789 per year, or about $ 232 per calendar month .
  5. countrywide : $ 3,274 per year, or about $ 273 per calendar month .

Cheapest car insurance for military families

If you ‘re an active penis of the military or a veteran — or have an immediate syndicate member who is — chances are you ‘ll get a relatively brassy rate with USAA, a ship’s company that is n’t available to the cosmopolitan public. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest five car policy options for 46 of the 48 driver profiles we examined.

Minimum required auto insurance in Kentucky

Kentucky car indemnity policies must include indebtedness coverage and personal injury protection in at least the stick to amounts :

  • $ 25,000 bodily injury indebtedness per person .
  • $ 50,000 bodily wound indebtedness per incident .
  • $ 25,000 property damage liability per incidental .

alternatively, policies with a compound one limit of $ 60,000 besides satisfy the minimum prerequisite, according to the state ’ sulfur web site. Keep in mind that these are only the bare essentials. A unplayful at-fault crash could easily leave damages that surpass these limits, which is why most drivers can benefit from purchasing more than the minimal liability coverage. Check out NerdWallet ’ s summation of car policy requirements by state for more details on how your Kentucky car indemnity policy works and optional coverages you might want, such as collision and comprehensive indemnity.

Alternative car insurance in Kentucky

Drivers who ’ ve been denied car insurance on the voluntary commercialize, due to a checked drive record or other factors, can seek coverage through the Kentucky Automobile Insurance Plan. Try NerdWallet ’ second car indemnity comparison creature to view estimates from leading companies side-by-side and possibly save hundreds of dollars on your agio .

generator : https://shayski.com
Category : Uncategorized
Read more:   Crave vs Netflix: Which takes the throne in 2022? | Finder

Leave a Reply

Your email address will not be published.

Back To Top