The Cheapest Car Insurance in Maryland for 2022 – NerdWallet

car indemnity is an important buy, but finding cheap car policy in Maryland international relations and security network ’ metric ton always easy. That ’ randomness why it ’ s important to compare rates from multiple insurers. The modal cost of full coverage car indemnity in Maryland is $ 2,062 per year, or about $ 172 per calendar month, according to NerdWallet ’ south analysis. minimum coverage in Maryland is $ 945 per class on average, but we found you can likely get a cheaper policy. For exemplar, Geico offers the cheapest rates in Maryland at $ 564 per year, on average, for minimum coverage car policy for a 35-year-old driver with a clean drive record. Why you can trust NerdWallet : Our writers and editors follow hard-and-fast editorial guidelines to ensure comeliness and accuracy in our write and datum analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the state where coverage is offered and data is available. When comparing rates for unlike coverage amounts, ages and backgrounds, we change entirely one variable at a time, so you can easily see how each factor affects price.

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Cheapest car insurance company overall in Maryland
Geico $ 119/month

4.5 NerdWallet ‘s ratings are determined by our column team. The scoring formulas take into account multiple data points for each fiscal product and service . NerdWallet rat

Cheapest for minimum coverage
Geico $ 47/month

4.5 NerdWallet ‘s ratings are determined by our column team. The scoring formulas take into account multiple datum points for each fiscal product and service . NerdWallet denounce

Cheapest for young drivers
Geico $ 253/month

4.5 NerdWallet ‘s ratings are determined by our column team. The scoring formulas take into account multiple data points for each fiscal intersection and service . NerdWallet rate

Cheapest for drivers with inadequate credit
countrywide $ 119/month

4.5 NerdWallet ‘s ratings are determined by our column team. The scoring formulas take into account multiple datum points for each fiscal product and overhaul . NerdWallet military rank

How we chose the cheapest companies in Maryland

NerdWallet ’ s editorial team analyzed car insurance rates from 12 car insurers in Maryland and found the five cheapest options for drivers in several senesce brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimum requirements in Maryland. For wax coverage, we used the below coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily injury indebtedness per accident .
  • $ 50,000 property wrong liability per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find the best cheap car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. placid, some companies routinely have better indemnity rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Maryland for 20-year-olds

Drivers in Maryland with clean drive records may want to consider the following companies, which had the lowest average rates :

  1. Geico : $ 3,039 per year, or about $ 253 per calendar month .
  2. erie : $ 3,400 per year, or about $ 283 per month .
  3. nationally : $ 3,490 per year, or about $ 291 per calendar month .
  4. embrace : $ 3,826 per year, or about $ 319 per month .
  5. state farm : $ 3,918 per class, or about $ 326 per month .

Cheapest minimum coverage car insurance in Maryland for 20-year-olds

Drivers in Maryland who want just the submit minimum coverage may want to check with these companies, which had the lowest average rates :

  1. Geico : $ 1,173 per year, or about $ 98 per month .
  2. erie : $ 1,370 per year, or about $ 114 per month .
  3. state farm : $ 1,804 per class, or about $ 150 per calendar month .
  4. embrace : $ 2,028 per year, or about $ 169 per month .
  5. Penn National : $ 2,070 per class, or about $ 172 per calendar month .

Cheapest auto insurance in Maryland for 20-year-olds with poor credit

Drivers with poor credit in Maryland should look at the following insurers with the lowest median rates for minimal coverage :

  1. Geico : $ 1,789 per year, or about $ 149 per month .
  2. Maryland Auto Insurance : $ 2,212 per year, or about $ 184 per month .
  3. erie : $ 2,964 per year, or about $ 247 per calendar month .
  4. countrywide : $ 3,140 per year, or about $ 262 per month .
  5. embrace : $ 3,194 per year, or about $ 266 per calendar month .

Cheapest auto insurance in Maryland for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Maryland, hera are the companies with the lowest average rates for minimal coverage :

  1. Geico : $ 1,458 per class, or about $ 122 per month .
  2. erie : $ 1,859 per class, or about $ 155 per calendar month .
  3. nationally : $ 2,625 per year, or about $ 219 per calendar month .
  4. express farm : $ 2,652 per year, or about $ 221 per calendar month .
  5. progressive : $ 2,779 per year, or about $ 232 per calendar month .

Cheapest auto insurance in Maryland for 20-year-old drivers after a DUI

The cheapest car insurance we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

  1. Geico : $ 1,305 per year, or about $ 109 per calendar month .
  2. erie : $ 1,582 per year, or about $ 132 per calendar month .
  3. embrace : $ 2,039 per class, or about $ 170 per calendar month .
  4. progressive : $ 2,727 per year, or about $ 227 per calendar month .
  5. Maryland Auto Insurance : $ 2,957 per year, or about $ 246 per month .

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Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper cable car insurance rates than in their teens and 20s. however, factors like a person ’ mho drive phonograph record and car do and model can increase prices. Drivers in their 30s can get lower rates by shopping approximately and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Maryland for 30-year-olds

Drivers in Maryland with clean tug records may get the lowest rates from these companies :

  1. countrywide : $ 1,439 per year, or about $ 120 per month .
  2. Geico : $ 1,467 per class, or about $ 122 per calendar month .
  3. erie : $ 1,639 per year, or about $ 137 per month .
  4. Penn National : $ 1,654 per year, or about $ 138 per month .
  5. state grow : $ 1,862 per year, or about $ 155 per calendar month .

Cheapest minimum coverage car insurance in Maryland for 30-year-olds

Drivers in Maryland who want their submit ‘s minimum coverage can check with the following companies, which had the lowest average rates :

  1. Geico : $ 574 per year, or about $ 48 per calendar month .
  2. erie : $ 669 per class, or about $ 56 per month .
  3. Donegal : $ 743 per year, or about $ 62 per month .
  4. countrywide : $ 814 per year, or about $ 68 per calendar month .
  5. state farm : $ 873 per year, or about $ 73 per calendar month .

Cheapest auto insurance in Maryland for 30-year-olds with poor credit

Drivers with poor credit in Maryland should consider the following companies with the lowest average rates for full coverage :

  1. nationally : $ 1,947 per class, or about $ 162 per month .
  2. Geico : $ 2,299 per class, or about $ 192 per month .
  3. embrace : $ 2,952 per year, or about $ 246 per calendar month .
  4. progressive : $ 3,013 per year, or about $ 251 per month .
  5. Penn National : $ 3,226 per year, or about $ 269 per calendar month .

Cheapest auto insurance in Maryland for 30-year-old drivers with one at-fault crash

For drivers in Maryland with a recent accident, hera are the lowest average rate options for full coverage :

  1. Geico : $ 2,066 per year, or about $ 172 per calendar month .
  2. lake erie : $ 2,177 per class, or about $ 181 per month .
  3. countrywide : $ 2,577 per year, or about $ 215 per calendar month .
  4. Donegal : $ 2,718 per year, or about $ 226 per month .
  5. state grow : $ 2,734 per year, or about $ 228 per calendar month .

Cheapest auto insurance in Maryland for 30-year-old drivers after a DUI

For the cheapest car indemnity after a DUI, we found the succeed options for wide coverage .

  1. Geico : $ 1,606 per year, or about $ 134 per calendar month .
  2. erie : $ 1,673 per year, or about $ 139 per calendar month.
  3. embrace : $ 1,919 per year, or about $ 160 per month .
  4. progressive : $ 2,507 per year, or about $ 209 per month .
  5. countrywide : $ 3,220 per year, or about $ 268 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better policy rates than their younger counterparts on median, but still pay more than older long time groups. Shopping around for cheap car indemnity quotes with multiple insurers is the best way to find lower rates. beneficial drivers who don ’ thymine scram behind the wheel often might want to consider pay-per-mile indemnity, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Maryland for 40-year-olds

Drivers in Maryland with clean drive records may want to think about the following companies, which had the lowest average rates :

  1. Geico : $ 1,382 per year, or about $ 115 per month .
  2. countrywide : $ 1,410 per class, or about $ 118 per calendar month .
  3. erie : $ 1,539 per year, or about $ 128 per calendar month .
  4. Penn National : $ 1,569 per year, or about $ 131 per calendar month .
  5. state farm : $ 1,836 per class, or about $ 153 per calendar month .

Cheapest minimum coverage car insurance in Maryland for 40-year-olds

Drivers in Maryland who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates :

  1. Geico : $ 559 per year, or about $ 47 per month .
  2. lake erie : $ 631 per year, or about $ 53 per calendar month .
  3. Donegal : $ 743 per year, or about $ 62 per month .
  4. nationally : $ 801 per year, or about $ 67 per calendar month .
  5. express farm : $ 871 per year, or about $ 73 per month .

Cheapest auto insurance in Maryland for 40-year-olds with poor credit

Drivers with poor credit in Maryland can check out the following insurers with the lowest average rates for full moon coverage :

  1. countrywide : $ 1,906 per year, or about $ 159 per calendar month .
  2. Geico : $ 2,169 per year, or about $ 181 per calendar month .
  3. progressive : $ 2,768 per class, or about $ 231 per month .
  4. embrace : $ 2,952 per year, or about $ 246 per calendar month .
  5. Penn National : $ 3,055 per year, or about $ 255 per month .

Cheapest auto insurance in Maryland for 40-year-old drivers with one at-fault crash

For drivers with a recent accident survive in Maryland, here are the companies with the lowest average rates for entire coverage :

  1. Geico : $ 1,954 per year, or about $ 163 per month .
  2. lake erie : $ 2,045 per year, or about $ 170 per calendar month .
  3. countrywide : $ 2,535 per year, or about $ 211 per calendar month .
  4. state farm : $ 2,677 per class, or about $ 223 per calendar month .
  5. liberal : $ 2,702 per class, or about $ 225 per calendar month .

Cheapest auto insurance in Maryland for 40-year-old drivers after a DUI

The cheapest full coverage car policy we found for drivers with a DUI came from the following companies .

  1. Geico : $ 1,514 per class, or about $ 126 per month .
  2. lake erie : $ 1,569 per class, or about $ 131 per month .
  3. embrace : $ 1,919 per class, or about $ 160 per month .
  4. liberal : $ 2,332 per year, or about $ 194 per calendar month .
  5. nationally : $ 3,178 per year, or about $ 265 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car policy rates than most other old age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can placid vary depending on other factors such as a driver ’ mho sex and placement, so it ’ s smart to shop around to find the best rate. Our list of cheap car insurance companies is a full stead to start.

Cheapest full coverage car insurance in Maryland for 50-year-olds

Drivers in Maryland with clean drive records may want to get quotes from these insurers, which had the lowest median rates :

  1. Geico : $ 1,264 per year, or about $ 105 per calendar month .
  2. countrywide : $ 1,322 per year, or about $ 110 per month .
  3. Penn National : $ 1,431 per class, or about $ 119 per calendar month .
  4. lake erie : $ 1,493 per year, or about $ 124 per month .
  5. progressive : $ 1,683 per class, or about $ 140 per month .

Cheapest minimum coverage car insurance in Maryland for 50-year-olds

Drivers in Maryland who opt for the state minimum coverage may want to consider the trace companies, with the lowest modal rates :

  1. Geico : $ 514 per year, or about $ 43 per calendar month .
  2. lake erie : $ 613 per year, or about $ 51 per calendar month .
  3. Donegal : $ 650 per year, or about $ 54 per calendar month .
  4. countrywide : $ 761 per year, or about $ 63 per calendar month .
  5. state farm : $ 862 per year, or about $ 72 per calendar month .

Cheapest auto insurance in Maryland for 50-year-olds with poor credit

Drivers with poor recognition in Maryland can check with the following companies, which showed the lowest average rates for full coverage :

  1. countrywide : $ 1,781 per year, or about $ 148 per month .
  2. Geico : $ 1,986 per year, or about $ 166 per month .
  3. liberal : $ 2,517 per class, or about $ 210 per month .
  4. embrace : $ 2,727 per year, or about $ 227 per month .
  5. Penn National : $ 2,775 per year, or about $ 231 per month .

Cheapest auto insurance in Maryland for 50-year-old drivers with one at-fault crash

For drivers living in Maryland with a holocene accident, here are the insurers with the lowest average full moon coverage rates :

  1. Geico : $ 1,813 per year, or about $ 151 per calendar month .
  2. lake erie : $ 1,984 per year, or about $ 165 per month .
  3. countrywide : $ 2,405 per year, or about $ 200 per month .
  4. Donegal : $ 2,458 per class, or about $ 205 per month .
  5. progressive : $ 2,571 per year, or about $ 214 per calendar month .

Cheapest auto insurance in Maryland for 50-year-old drivers after a DUI

The cheapest car policy we found for drivers with a holocene DUI comes from the following companies, listed with rates for full coverage .

  1. Geico : $ 1,384 per year, or about $ 115 per calendar month .
  2. erie : $ 1,521 per year, or about $ 127 per month .
  3. embrace : $ 1,779 per year, or about $ 148 per calendar month .
  4. liberal : $ 2,198 per year, or about $ 183 per month .
  5. countrywide : $ 3,048 per year, or about $ 254 per calendar month .

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GET MY RATES Get started on Insure.com

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car indemnity rates than many other historic period groups on average, prices will start increasing as they get older. To find cheap car indemnity for seniors, drivers in their 60s should make certain to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for elder citizens.

Cheapest full coverage car insurance in Maryland for 60-year-olds

Drivers in Maryland with clean drive records may want to think about getting quotes from these companies, which had the lowest modal rates :

  1. countrywide : $ 1,220 per year, or about $ 102 per month .
  2. Geico : $ 1,325 per class, or about $ 110 per calendar month .
  3. Penn National : $ 1,433 per year, or about $ 119 per calendar month .
  4. lake erie : $ 1,539 per year, or about $ 128 per month .
  5. progressive : $ 1,612 per class, or about $ 134 per month .

Cheapest minimum coverage car insurance in Maryland for 60-year-olds

Drivers in Maryland who want just the state minimum coverage may want to check with these insurers, which had the lowest median rates :

  1. Geico : $ 550 per year, or about $ 46 per calendar month .
  2. erie : $ 631 per year, or about $ 53 per calendar month .
  3. Donegal : $ 650 per year, or about $ 54 per calendar month .
  4. countrywide : $ 703 per year, or about $ 59 per month .
  5. MetLife : $ 819 per year, or about $ 68 per calendar month .

Cheapest auto insurance in Maryland for 60-year-olds with poor credit

Drivers with poor credit in Maryland can look at the following companies with the lowest average rates for full coverage :

  1. nationally : $ 1,636 per year, or about $ 136 per month .
  2. Geico : $ 2,075 per year, or about $ 173 per month .
  3. progressive : $ 2,405 per year, or about $ 200 per calendar month .
  4. embrace : $ 2,614 per year, or about $ 218 per calendar month .
  5. Penn National : $ 2,779 per year, or about $ 232 per calendar month .

Cheapest auto insurance in Maryland for 60-year-old drivers with one at-fault crash

For drivers with a recent accident surviving in Maryland, here are the companies with the lowest median rates for wide coverage :

  1. Geico : $ 1,897 per year, or about $ 158 per calendar month .
  2. lake erie : $ 2,064 per year, or about $ 172 per calendar month .
  3. countrywide : $ 2,258 per year, or about $ 188 per month .
  4. Donegal : $ 2,458 per year, or about $ 205 per month .
  5. progressive : $ 2,492 per class, or about $ 208 per calendar month .

Cheapest auto insurance in Maryland for 60-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI came from the following companies, shown with their average rates for broad coverage .

  1. Geico : $ 1,450 per year, or about $ 121 per month .
  2. erie : $ 1,568 per class, or about $ 131 per month .
  3. embrace : $ 1,707 per class, or about $ 142 per month .
  4. progressive : $ 2,127 per year, or about $ 177 per calendar month .
  5. nationally : $ 2,902 per year, or about $ 242 per month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a veteran — or have an immediate family member who is — chances are you ‘ll get a relatively bum pace with USAA, a caller that is n’t available to the general public. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest five car policy options for 43 of the 48 driver profiles we examined.

Minimum auto insurance limits required in Maryland

Maryland cable car indemnity policies must include liability policy. This pays for other people ’ s injuries or property wrong, up to your choose limit, when you cause an accident. The minimum car insurance coverage levels you must purchase in Maryland are :

  • $ 30,000 bodily injury liability per person .
  • $ 60,000 bodily injury liability per accident .
  • $ 15,000 place wrong indebtedness per accident .
  • $ 30,000 uninsured/underinsured motorist coverage per person .
  • $ 60,000 uninsured/underinsured motorist coverage per accident .
  • $ 15,000 uninsured/underinsured place wrong coverage per accident .

liability car indemnity covers the monetary value of any damage, injuries or deaths you cause in a car accident, up to your policy ’ south predefined limits. Uninsured motorist coverage will cover expenses from injuries or damage after an accident with a driver who doesn ’ t have car insurance. Underinsured motorist coverage will cover the lapp expenses if you ’ rhenium hit by a driver with some car insurance, but not enough to cover all costs from the crash. It ’ mho often smart to buy more than the legal minimum to ensure you don ’ t have to pay out of pocket in case of a severe crash. You may besides want to consider optional coverages such as collision and comprehensive policy. Check out NerdWallet ’ s guidebook to country cable car insurance requirements for more detail on the assorted parts of a Maryland car policy.

Alternative car insurance in Maryland

Drivers who have been denied coverage by at least two cable car indemnity companies could qualify for a policy through the Maryland Auto Insurance Fund. The organization was created to help drivers who can ’ metric ton get standard indemnity because of a checked accident history, poor credit rat or other factors. For more help finding Maryland car indemnity at the most competitive price, try NerdWallet ’ second car indemnity comparison tool .

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